The mortgage processor’s agentic platform

Process 3x the loans.
Hire zero.

Adeft is the agentic platform for mortgage processors. Agents handle the document chasing, portal juggling, service orders, and package prep. You approve every action and sign off on every file. You stay the expert. Agents do the grunt work.

Live in production·CA · TX · CO · IL·Early access opens Summer 2026

Loans in flight

$25M+

With founding design partners — every file approved by a human processor.

States live today

California · Texas · Colorado · Illinois. Twelve more in pipeline.

Founding Cohort

Summer ’26

Early access opens to the first 20 processing teams.

The problem

You have more brokers than you can handle.

That’s not failure. It’s the ceiling every processing business hits.

Brokers you’ve had to turn away

Your reputation earns referrals you can’t take. At your current capacity, saying no costs you relationships you spent years building.

Hours that shouldn’t require you

Document routing. Portal submissions. Status calls. These consume 60% of processing time and produce most of the errors.

Volume spikes you can’t absorb

When rates shift, volume surges. Processors who can’t scale lose files to the next available processor — and sometimes lose the broker relationship with them.

The solution

AI handles the execution.
You handle what matters.

Adeft’s agents handle the repetitive execution: document classification, data extraction, condition tracking, service orders, and package prep. You review every outbound action and own every decision that counts.

Loan #2406-103-882

Amount$685,000

TypeLoan Estimate

Document intelligence

Every document is classified, extracted, and flagged. Automatically.

Homeowners insurance dec page
CPL — title agent
VOE — borrower employer
HOA cert — payoff requested

Condition tracking

Every condition tracked from issuance to cleared. Nothing falls through.

TitleHOAPayoffVOE

Service orchestration

Adeft agents order title, chase HOAs, change mortgagee clauses, order payoffs, coordinate VOE and condo docs — all with your approval.

1 outbound action queued⏸ Awaiting your approval→✓ Approved by you

Human in the loop

Nothing leaves without your approval. You’re in control. Always.

How it works

Up in minutes.
Not months.

One workflow from intake to close. Four steps. Every action traceable, every outbound move human-approved.

01Connect
02Intake
03Execute
04Close

Step 01

Connect

Adeft works across your existing systems without complicated integrations. Live in minutes, not months.

Connections4 of 4 healthy

EncompassConnected
LendingPadConnected
DocuSignConnected
GmailConnected

Step 02

Intake

Documents classified, data extracted, gaps flagged — automatically.

Loan_Estimate.pdf · extracted38 fields · 0 gaps

Borrower: {NAME}
Property: San Francisco, CA
Loan amount: $685,000
LTV: 78%
DTI: 38.4%
Lock expires: 14 days

Step 03

Execute

Agents draft communications, order services, and track conditions. Nothing moves until you approve.

Outbound queue · drafted⏸ 3 awaiting

Email · Title agentRequest CPL revision
⏸ Pending
Order · HOA cert123 Market St · payoff requested
⏸ Pending
Update · MortgageeInsurance dec page revision
⏸ Pending

Step 04

Close

Lender-ready packages, full audit trail, every file prioritized equally.

Lender-ready packageReady to submit

Loan_Estimate.pdf
Borrower_1003.pdf
Hazard_Insurance.pdf
Title_Commitment.pdf
Appraisal_Report.pdf
CPL_TitleAgent.pdf

Rapidly expanding

Live in 4 states.
12 more in pipeline.

Adeft is already processing loans with founding partners across the country — and the next twelve states are queued for 2026.

Live nowComing 2026

Founding partner coverage

CACOTXILWAORAZNVGAFLMINCVANYNJMA

Voices from the Founding Cohort

Real workflows.
Real results. Real early.

The teams partnering with us today are running live loans on Adeft. Their words, lightly anonymized at their request.

Amazing. I don’t have to hire contractors when volume spikes.

Founding Processor ProMulti-state third-party processing company

Processing my own loans used to distract me from origination. Not with Adeft.

Founding Broker ProCalifornia wholesale brokerage, 25+ year veteran

Founding CohortMulti-state processing co.California wholesale brokerage25-year veteran$25M+ loans in flightCA · TX · CO · ILLive in productionHuman in the loop

Trust

Built for regulated work.

Mortgage processing is consumer-finance work. Adeft is engineered to match the regulatory bar — not bolted on top of one.

Every action logged

Full audit trail per file. Every classification, draft, approval, and outbound action is captured for compliance.

Nothing sent without your approval

Outbound emails, service orders, and submissions all pause for human sign-off. No autonomous execution.

Private deployment available

For teams with strict data-residency requirements: private cloud, customer-managed keys, dedicated infrastructure.

SOC 2 Type II in progress

Independent audit underway. No model training on customer PII. Sub-processors disclosed.

Read our trust and compliance approach

Founding Program

First 20 processors.
Real partnership.

You shape the product. We build around your workflow. Founding pricing locked for the life of your account. Applications reviewed within 48 hours.

Founding price, locked foreverThe rate you start at is the rate you keep — through GA and beyond.
Direct line to the teamShared Slack with engineering. Weekly working sessions until your workflow is on rails.
Your feedback drives the roadmapThe next quarter ships against your bottlenecks. The founding cohort shapes the product.

I’m a broker →

✓ Approved by you · Sent